Home | RDinitiativ

on-chain-off-chain
bridges

Coming ahead ...

We help develop Future of Finance and Decentralized Autonomous Frictionless solutions
that ensure you can seamlessly integrate

your on-chain and off-chain activities

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the Initiativ

The Initiativ's ecosystem is an amalgamation of opportunities-for-all centered around inclusion, empowerment of the individual, and sustainability.

Our primary mission is the development of on-chain-off-chain bridges.

While many in the blockchain industry are busy building bridges that let you port assets from one blockchain to another, we are focused on building bridges that allow seamless integration of your on-chain and off-chain processes, activities, and assets.

The Initiativ FutureFi solutions encompass crypto & eMoney (currency) non-custodial accounts wallets, decentralized autonomous framework entities support, management & governance tools development, and self-sovereign identity validation & KYC/AML compliance combined with top-of-its-class support services aimed at broad inclusion in a genuine multi-level collaborative approach.

The Initiativ has selected Algorand for its blockchain needs as it offers unparalleled security, proven efficiency, eco-conscious technological choices, high scalability, and it shares our objective of inclusion for all and the democratization of means through technological solutions.

The Initiativ's ecosystem is an amalgamation of opportunities-for-all centered around inclusion, empowerment of the individual, and sustainability.

Our primary mission is the development of on-chain-off-chain bridges.

While many in the blockchain industry are busy building bridges that let you port assets from one blockchain to another, we are focused on building bridges that allow seamless integration of your on-chain and off-chain processes, activities, and assets.

The Initiativ FutureFi solutions encompass crypto & eMoney (currency) non-custodial accounts wallets, decentralized autonomous framework entities creation, management & governance tools, self-sovereign identity validation, and KYC/AML compliance combined with top-of-its-class support services aimed at broad inclusion in a genuine multi-level collaborative approach.

The Initiativ has selected Algorand for its blockchain needs as it offers unparalleled security, proven efficiency, eco-conscious technological choices, high scalability, and it shares our objective of inclusion for all and the democratization of means through technological solutions.

our Ecosystem


	DaffiPay - DaffiWallet DaffiEmoney - DaffiTransfer		BlockchainID.me
	Our Daffi - Decentralized Autonomous Frictionless Finance - platform allows for the provision of crypto and currency accounts, mobile phone and desktop wallets, debit cards, payments services, migrant workers payroll services, unbanked inclusion, and token redemption. Services are offered to individuals, decentralized autonomous frameworks, and merchants alike.		BlockchainID.me is a Self Sovereign identity validation and KYC/AML compliance platform. Initially intended for our own ecosystem, the BlockchainID.me service will subsequently be made available throughout the Algorand ecosystem and other blockchains. BlockchainID.me goes beyond a regular Self Sovereign Identity (SSI) platform as it is focused on commerce and non-custodial currency accounts portability.


	RDDAF1 The Initiativ established the Respectful Development Daf 1 (RDDAF1), a DAO built on our Daf model and capable of on-chain and off-chain assets holdings and activities.		DAO Made Easy DAO Made Easy acts as a think-tank for the development of our decentralized autonomous frame-work model which aims at supporting research projects, startups, and can also be use as investment vehicles. .

our RDINI token

The RDINI is the Initiativ's utility token. It is used throughout the Initiativ ecosystem to pay for goods and services including the DaffiPay, DaffiWallet, DaffiTransfer and BlockchainID.me offerings. The RDINI constitutes the Initiativ ecosystem native token

our Ecosystem


	DaffiPay - DaffiWallet DaffiRamp - DaffiEmoney - DaffiTransfer Our Daffi - Decentralized Autonomous Frictionless Finance - platform allows for the provision of crypto and currency accounts, mobile phone and desktop wallets, debit cards, payments services, migrant workers payroll services, unbanked inclusion, and token redemption. Services are offered to individuals, decentralized autonomous frameworks, and merchants alike.

	BlockchainID .me BlockchainID.me is a Self Sovereign identity validation and KYC/AML compliance platform. Initially intended for our own ecosystem, the BlockchainID.me service will subsequently be made available throughout the Algorand ecosystem and other blockchains. BlockchainID.me goes beyond a regular Self Sovereign Identity (SSI) platform as it is focused on commerce and non-custodial currency accounts portability.

	RDDAF 1 The Initiativ established the Respectful Development Daf 1, a DAO built on our Daf model and capable of on-chain and off-chain assets holdings and activities.

	DAO Made Easy DAO Made Easy acts as a think-tank for the development of our decentralized autonomous framework model which aims at supporting research projects, startups, and can be use as investment vehicles as well.

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our Daf Model

The Respectful Decentralized Autonomous Frameworks (Daf) model is designed for DAOs that need to take a walk outside of their blockchain realm and have activities off-chain.

The typical decentralized autonomous organization model presents legal, banking, assets-holding, regulatory, and accountability limitations. Those limitations may not impact their usability when operating solely in a blockchain environment but those limitations are challenging for organizations that require, or become obliged to operate as legal entities, or in the establishment or replacement thereof for investment-holding, product development, manufacturing, provision of services, and intellectual properties ownership that require interactions off-chain beyond the realm of blockchain and cryptocurrencies.

In certain contexts, decentralized autonomous organizations must transcend their blockchain-only persona and be augmented by off-chain back-office services, if they are to become widely adopted and successful at replacing traditional legal and funding structures in off-chain interacting projects.

what a Daf offers

The Respectful Decentralized Autonomous Frameworks (Daf) model allows to tailor solutions to overcome those limitations by incorporating an off-chain layer of services governed through the Daf smart-contract creating seamless interoperability of on-chain and off-chain assets.

The Daf model, and its combined blockchain and off-chain attributes, can allow millions of people to organize, develop ideas, access funding, retain employees, create pilots for their technical solutions, obtain intellectual property protection rights, and produce goods and services. The goods and services produced can then be sold online or at brick-and-mortar point-of-sales, and distributed through traditional networks.

our Daf model objectives

Decentralized autonomous organizations have a disruptive potential that can achieve society-changing outcomes similar to those that ensued from MOOC expanding the reach of education; open innovation allowing worldwide participation in solutions finding and product development; and crowdfunding creating an onslaught of early-stage ideas funding.

Our Daf model is intended to disrupt new venture development and corporate governance standards through broad inclusion, heightened transparency, the democratization of means, low setup costs, ease of entry to create, fund, organize and operate start-ups and ideas; for individuals, for-profit corporations, non-profit organizations, and NGO’s alike.

Additionally, our Daf model off-chain integration opens new doors for cryptocurrencies and blockchain to achieve further reach and importance.

our Daf model

The Respectful Decentralized Autonomous Frameworks (Daf) model established is designed for DAOs that need to take a walk outside of their blockchain realm and have activities off-chain.

The typical decentralized autonomous organization model presents legal, banking, assets-holding, regulatory, and accountability limitations. Those limitations may not impact their usability when operating solely in a blockchain environment but those limitations are challenging for organizations that require, or become obliged to operate as legal entities, or in the establishment or replacement thereof for investment-holding, product development, manufacturing, provision of services, and intellectual properties ownership that require interactions off-chain beyond the realm of blockchain and cryptocurrencies.

what a Daf offers

The Respectful Decentralized Autonomous Frameworks (Daf) model allows to tailor solutions to overcome those limitations by incorporating an off-chain layer of services governed through the Daf smart-contract creating seamless interoperability of on-chain and off-chain assets.

The Daf model, and its combined blockchain and off-chain attributes, can allow millions of people to organize, develop ideas, access funding, retain employees, create pilots for their technical solutions, obtain intellectual property protection rights, and produce goods and services. The goods and services produced can then be sold online or at brick-and-mortar point-of-sales, and distributed through traditional networks.

our Daf model objectives

Decentralized autonomous organizations have a disruptive potential that can achieve society-changing outcomes similar to those that ensued from MOOC expanding the reach of education; open innovation allowing worldwide participation in solutions finding and product development; and crowdfunding creating an onslaught of early-stage ideas funding.

Our Daf model is intended to disrupt new venture development and corporate governance standards through broad inclusion, heightened transparency, the democratization of means, low setup costs, ease of entry to create, fund, organize and operate start-ups and ideas; for individuals, for-profit corporations, non-profit organizations, and NGO’s alike.

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our Whitepaper

View our whitepaper

View our whitepaper

our Team

For details on our Team, see our desktop website

Chris Donnachie

Chris has over 30 years of experience in Debit & Credit Card Issuing and Acquiring, Money Transfer, Foreign Exchange, Banking, Technology, Transaction Processing, and Identity Verification. Chris has worked in Financial Services and Technology in the UK, Europe, Canada, the United States, the Caribbean, Hong Kong, and New Zealand. he pioneered the issuance of the First Prepaid debit card solution with MasterCard International.

He was also one of the pioneers in the use of POS Terminals for mobile payments in taxis. An early entrant into identity verification solutions in the mobile payments industry, Chris is a co-founder of Veratad, an online ID&V and Compliance company. In 2018, he was accepted onto the Barclays Techstars accelerator.

Chris has lectured for MasterCard University and currently sits on the Board of US and UK companies in the Fintech, ID Verification, and Payments Industries. Chris is based out of the United Kingdom.

Roy Hattingh

Roy is a hands-on C-level Finance Professional having specialized in the fast growth FinTech space. He has had exposure to large and medium-sized offices of global professional services firms at Partner level across both developed and emerging markets.

Roy holds a honours degree in accounting and has been a Chartered Accountant since 1993. He worked at KPMG in their London and South African offices in the earlier part of his career and later was a Partner in their Dubai, Moscow, and Kazakhstan practices in their Financial Services line of business. He has had roles in Financial Services Audit, Risk Management, and International Security Offerings.

Roy previously occupied the role of COO/CFO for the Celbux Group, a FinTech cloud-based financial services transactional platform. During Roy’s period there, Celbux negotiated and entered into commercial relationships with Google, Standard Bank Group, and the Shoprite Group among others. Roy is currently based out of South Africa.

Kevin Klein

Kevin was admitted as an attorney in 1983 and was in private practice in leading South African and International advisory firms as a commercial and corporate lawyer involved in industry specialist areas including commercial law in mergers and acquisitions, business acquisitions, sales of shares and shareholders agreements, joint ventures, partnerships, privatization of state assets, public-private partnerships and public sector advisory matters and all aspects of commercial trading conducted by clients.

Kevin acted as advisor to a central bank on curatorship of troubled banks and has been leading head-office lawyer to several banks. He has been involved in overseeing insolvency procedures, underwriting, structuring, and funding of infrastructure development projects. Kevin acted as instructing attorney in numerous Supreme Court hearings (South Africa). Kevin is based out of Cyprus.

Marc Bernier

Marc has 30+ years of experience in project development, project implementation, and market development. He has been the lead advisor to several sovereign entities to negotiate and obtain Moody’s and Fitch credit ratings, bond issuance for sovereign infrastructure projects, and the creation of SPE’s to fund and operate sovereign-owned infrastructure companies.

Over time, he acquired a wide range of experiences in developing and operating private, public, and sovereign large-scale projects in emerging markets.

Marc has been involved in software development and FinTech projects for 20+ years. He was part of the startup teams in SaaS financial management, eMoney service providers, collaboration platforms, and idea-sourcing platforms. Marc resides in Sint Maarten.

Hilmar Ingimundarson

Hilmar is CEO of Daffi Digital Ltd, Nevis, and Cofounder of Kernel Edge Technologies Ltd, London, United Kingdom.

Hilmar has 10+ years of experience in the banking and payments industry where he managed from the UK the market development of card settlement business and portfolio across EU. With comprehensive experience and industry know how, Hilmar has lead several projects to launch and developed strategic partnerships within the European payments industry.

Hilmar has lived and studied in Australia, France, UK but calls Iceland home. He has an M.Com degree in Finance & International Business from the University of Sydney, served as a junior lecturer in Sales Strategy at the University of South Australia and holds an MBA. He currently also serves as chairman of the Klifurhúsiò climbing gym in Reykjavík, Iceland.

our Partners

For details on our Partners, see our desktop website

Kernel Edge Technologies

Kernel Edge Technologies provide solution design, developing, and launching digital solutions centered around FinTech. It has developed software solutions for e-current accounts, reward programs, and card payments, all underpinned with supporting software frameworks and governance.

Kernel Edge has decades of experience in supporting businesses getting to market fast with cutting-edge products and solutions, blockchains expertise.

They have built Native mobile apps for Android and iOS, with fully responsive web application journeys and all supporting trigger communications to drive desired user behaviors. Examples of in-app features they have implemented are statements, transfer, card admin management, savings & budget tools, spend insights, carbon calculators, and quick loads to name a few.

Bespoke Payments

Bespoke is a United Kingdom provider of Card Payments, Online, In-Store, and In-App payment solutions. Bespoke offers a one-stop-shop for payment needs whether it is an mPOS solution, ePOS solution, Payment link, Virtual Terminal, 200+ Processing currencies, or eCommerce platform integrations.

Bespoke's full suite of online payment solutions and real-time fraud detection is designed to optimize the checkout experience for today´s Omni-shoppers.

Bespoke offers, in certain markets, a variety of terminals for in-store use by its clients and also provides partner solutions in certain industry.

MoneyMona

MoneyMona provides online e-Current Account and Visa Debit Card to its users. There are no credit checks so everyone can qualify. The account is operated online and can be topped up by bank transfer and cash can be paid into your account at selected counters location across the UK.

MoneyMona e-Current Account provides money management tools to help you manage your money and pay your bills on time.

MoneyMona has been providing online e-Current Accounts and Visa Debit Card services since 2012.

Veratad Technologies

Veratad Technologies, LLC is a world class provider of online/real-time Identity Verification, Age Verification, Fraud Prevention and Compliance Solutions.

Our verification solutions are designed to verify an individual’s identity and/or age while protecting sensitive personal data and promoting a high level of consumer privacy.

Veratad is trusted by companies large and small and our customers include some of the world’s most well known corporations that use our solutions to reduce the risk of fraud, comply with financial regulatory requirements, provide a safer online experience and act with a greater sense of social responsibility.

our Tokenomics

ASA# 467134640

Authorized: 1,000,000,000

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Humble Swap

Our RDInitiativ Token

The RDInitiativ token (RDINI) is a settlement token used throughout the Initiativ ecosystem to pay for goods and services. Services that support payment settlements in RDINI include:

DaffiWallet crypto and currency mobile phones and browsers wallet

DaffiPay purchase settlement solutions for merchants

DaffiBuy, purchase cryptocurrencies using a card or bank transfer

DaffiTransfer, cross-border transfers to counter

DaffiEmoney e-money (currency) and cards services platform

BlockchainID.me Self-Sovereign identity, Know Your Client and Anti-Money Laundering compliance platform

The market price of an RDINI is based on the last amount paid on the open market and the RDINI is tradable and swappable on Decentralized Exchanges (DEX).

The RDINI has been used by the Initiativ member companies and services providers as a payment settlement instrument for goods, services, and salaries related to their operations since its inception. The RDINI is intended to be used throughout the Initiativ ecosystem as an off-chain goods and services payment settlement instrument.

We believe the RDINI value proposition, which also includes a rewards program, offers significant short and long-term benefits to the RDINI holders.

RDINI Rewards are remitted daily to RDINI holders, directly in their accounts.

ASA# 467134640

Authorized: 1,000,000,000

AlgoExplorer

Register to Rewards Pool

Humble Swap

The RDInitiativ token (RDINI) is a settlement token used

throughout the Initiativ ecosystem to

pay for goods and services.

Services that support payment settlements in RDINI include:

DaffiWallet

Crypto and currency mobile phone and desktop wallets

DaffiPay

Purchase settlement solutions for merchants

DaffiBuy

Purchase cryptocurrencies using a card or bank transfer

DaffiTransfer

Cross-border transfers to counter

DaffiEmoney

e-money (currency) and cards services platform

BlockchainID.me

Self-Sovereign identity, Know Your Client and

Anti-Money Laundering compliance platform

The market price of an RDINI is based on the last

amount paid on the open market and

the RDINI is tradable and swappable on

Decentralized Exchanges (DEX)

RDINI Rewards are remitted daily to RDINI holders, directly in their accounts

Visit our Knowledge Center

contact us to register you interest

Please complete the form below to register your interest or request more information.

Please also feel free to provide your comments, suggestions or ideas.

contact us to register you interest

Please complete the form below to register your interest

or request more information.

Please also feel free to provide your comments,

suggestions or ideas.

Your privacy is important to us.

The information you provide will only be used by us to contact you to answer your questions.

We won’t use your details to send out marketing campaigns and we won’t sell your information to third parties.

Your privacy is important to us.

The information you provide will only be used by us

to contact you to answer your questions.

We won’t use your details to send out marketing campaigns

and we won’t sell your information to third parties.

RESPECTFUL DEVELOPMENT INITIATIV FOUNDATION is a Republic of Panama private foundation

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Privacy Policy

NOTICE TO POTENTIAL BUYERS OF RESPECTFUL DEVELOPMENT INITIATIV FOUNDATION ISSUED TOKENS

Purchasing blockchain utility tokens involves risks. Utility token prices can go up or down and even become worthless. The information provided on this website, and the Respectful Development Initiativ whitepaper is for information and reference only.

This Respectful Development website and the Respectful Development Initiativ whitepaper do not constitute an offer, solicitation, advice, opinion related to the sale, subscription, or an invitation to trade RDINI Tokens. The tokens delineated in this Respectful Development Initiativ website and the Respectful Development Initiativ whitepaper is not equivalent to or should not be used to replace time deposits or any type of savings deposit.

The decision to purchase any utility token used in the Respectful Development Initiativ ecosystem is ultimately made by you, regardless of whether any intermediary has explained and assisted you in your decision. Before making any Respectful Development Initiativ ecosystem token purchase decision, you should first consider your financial situation, objectives and experience, risk tolerance, and ability to understand the nature and risks of the Respectful Development Initiativ ecosystem tokens.

NOTICE TO POTENTIAL BUYERS OF RESPECTFUL DEVELOPMENT INITIATIV FOUNDATION ISSUED TOKENS

Purchasing blockchain utility tokens involves risks. Utility token prices can go up or down and even become worthless. The information provided on this website, and the Respectful Development Initiativ whitepaper is for information and reference only.

This Respectful Development website and the Respectful Development Initiativ whitepaper do not constitute an offer, solicitation, advice, opinion related to the sale, subscription, or an invitation to trade RDINI Tokens. The tokens delineated in this Respectful Development Initiativ website and the Respectful Development Initiativ whitepaper is not equivalent to or should not be used to replace time deposits or any type of savings deposit.

The decision to purchase any utility token used in the Respectful Development Initiativ ecosystem is ultimately made by you, regardless of whether any intermediary has explained and assisted you in your decision. Before making any Respectful Development Initiativ ecosystem token purchase decision, you should first consider your financial situation, objectives and experience, risk tolerance, and ability to understand the nature and risks of the Respectful Development Initiativ ecosystem tokens.